Want to get moving? Make the RIGHT choice.
Whether you're a first time buyer or have a home to sell, we can help get you moving. Choose from a range of available schemes below now available at Horizon.
HELP TO BUY****
Thanks to the brand new government equity loan scheme ‘Help to Buy’, you could move into one of our superior new homes with just a 5% deposit! Whether you are a first time buyer or have a home to sell the Help to Buy scheme can help get you moving.
- You only need a 5% deposit
- Available to first-time buyers and existing homeowners
- The Government will lend you up to 20% of the value of the new property
- Equity loan is interest free for 5 years
- Maximum home purchase of £600,000
Here's how it works to buy a new home:
- Purchase price £160,000
- Your 5% deposit = £8,000
- 20% 'Help to Buy' equity loan = £32,000
- 75% mortgage = £120,000
Struggling to save a deposit? We have two fantastic schemes to get you moving.
NEWBUY*
95% mortgages have finally arrived - which means it's now a lot easier to buy a brand new home! With NewBuy, you only need to put down a 5% deposit - whether you're a first time buyer or an existing homeowner. Because you don't have to save a huge amount, you'll be in a position to move much sooner.
CANBUY**
No deposit? No problem! When there's CanBuy, there's no reason why you can't buy. If lack of a deposit is keeping you from making that dream move, we've great news for you. CanBuy is a fantastic new purchase deposit scheme that allows you to borrow the full purchase price of your brand new home.
Here's how CanBuy works:
- Our Independent Financial Advisors arrange an 85% loan to value mortgage on your dream home
- 10% of your deposit comes from a fixed rate CanBuy unsecured purchase deposit loan from Hitachi Capital (UK) PLC, the UK financial services arm of HITACHI, one of the World’s largest and most admired companies.
- We will pay 5% of your deposit so you don’t have too.
Home to sell? Try PART EXCHANGE***
With part exchange, if you buy one of our new homes, we could buy yours in return, thus freeing you up to proceed and speeding up the whole moving process. That means no chains to keep you waiting, no estate agent's fees to pay - no hassles.
We understand that everyone's situation is unique, so our Independent Financial Advisors are on hand to talk you through how we can help you make your home buying dreams come true.
Further information on all of our buying schemes can be found by clicking here.
*Subject to NewBuy scheme terms and conditions. Mortgage offer is subject to application and status. Full details of the mortgage product are available through our independent mortgage advisor. Not available in conjunction with any other offer. **Actual amount of the loan will depend on Hitachi’s lending criteria. Offer available on selected plots only. Subject to use of Hitachi appointed conveyancer Legal Marketing Services Limited. Terms and conditions apply. Bett/Ben Bailey/C&M Homes reserve the right to withdraw or alter this offer at any time prior to the payment of a reservation fee. Customers must complete a Credit Agreement with Hitachi and Hitachi reserve the right to withdraw or alter this offer at any time prior to its acceptance of a Credit Agreement. Images representative only. Not available in conjunction with any other offer. ***Terms and conditions apply, not available in conjunction with any other offer. ****Help to Buy scheme available on selected plots only, subject to terms and conditions. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED ON IT. Offer subject to use of a mortgage broker from Gladedales' panel. Full terms and conditions available on request.Image representative only.
